Florida Insurance Statistic: One in Four Florida Drivers is Uninsured

If you passed a newsstand last week, you may have noticed that car insurance made the front page of USA Today. The headline read, "One in Seven Drivers Have No Insurance!"

Does this surprise you?

Nationally, this statistic is true. But according to a study performed by the Insurance Research Council, about one in four - or 24% - of Florida's drivers are uninsured. Only Mississippi and New Mexico have higher rates of uninsured drivers. The researchers believe that the high rate of uninsured drivers in Florida reflects the struggling economy. Families, who must choose between paying for groceries or for auto insurance, opt to put their basic needs first.

What does this mean if you are injured in a West Palm Beach car accident?
If you are involved in a Florida car crash involving an uninsured driver, you will have to rely on your own insurance coverage to pay for the damages to your vehicle and for your injuries. However, the state of Florida requires only $10,000 of personal injury protection coverage. Ten thousand dollars sounds like a lot, but a few days in the hospital will exhaust these funds. A West Palm Beach accident attorney can help you explore other avenues for compensation.

Uninsured and underinsured motorist coverage costs an average of $100.41 per vehicle per year in Florida. Learn what type of insurance you need in West Palm Beach accident attorney Craig Goldenfarb's FREE brochure, What Types of Car Insurance Do I Need?

If you have been injured by an uninsured motorist and would like to discuss your Florida injury claim, contact the Law Offices of Craig Goldenfarb at 800-GOLD-LAW.