What is the difference between collision and comprehensive insurance?

A: Insurance policies are confusing.  Many people opt for the lowest price insurance only to find that they don't have enough coverage after a West Palm Beach auto accident.
 
Collision Insurance and Comprehensive Insurance are two forms of insurance that cover damages to your vehicle.
 
1. Collision insurance covers damages due to collisions.  This means it covers any property damage caused by a West Palm Beach accident.
 
2. Comprehensive insurance covers damage to your car caused by anything other than an accident.  This includes flood damage, hail damage, vandalism, theft, crashes involving animals, fires, and any other non-accident event that causes damage to your car.
 
How much coverage should you have? 
 
This depends on the value of your car.  In Florida, drivers must carry $10,000 of damage liability insurance.  However about one-quarter of Florida drivers are uninsured.  If your car is damaged in an accident caused by an uninsured driver, you want to be sure that you have enough coverage to replace or repair your vehicle.
 
To learn more about auto insurance in Florida, request a FREE copy of West Palm Beach accident attorney Craig Goldenfarb's brochure, "What Types of Car Insurance Do I Need?"