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When you bought your car insurance, you probably searched the internet or called several insurance agents and chose to buy the insurance that was offered at the lowest price. This is what most people do. Money is tight, so we look for a good deal. But, low cost insurance may not be a good deal if you don’t have enough coverage in the event of a West Palm Beach auto accident. How much insurance is enough insurance?

First, why do you need insurance?

If you are like most people, you bought car insurance because it is required by Florida law. The main reason for insurance is to protect you from having to pay damages out of your own pocket if you cause an accident.
Florida law requires that the driver responsible for a Florida car crash pay the damages associated with that accident.

Can you imagine having to pay your own medical bills and repairs to your car out of your own pocket? It would certainly make a dent in your budget. What if you also had to pay another person’s medical bills and property damage and had to compensate them for time missed from work and other possible expenses? You may end up having to re-mortgage your house or worse. Purchasing insurance protects you from the financial obligations of an accident. When you have insurance, the insurance company assumes responsibility for paying damages up to the limits of your coverage. If damages exceed the limits of your coverage, the injured person can hire a West Palm Beach personal injury attorney to sue you in civil court for any damages you cause above your insurance limits. Those damages may come out of your personal assets.

If you are injured in a car accident and another driver is at fault, that driver is responsible for paying your medical bills, car repair expenses, and reimbursing you for time lost from work. Usually, the driver’s car insurance company pays these expenses up to the limits of their coverage. But, what if they don’t have insurance?

You can hire an auto accident attorney in West Palm Beach to sue that driver for damages. But if the driver has no money or no assets, you will not be paid.

Auto accident attorney Craig Goldenfarb suggests that you review your insurance policy and check that you are covered regardless of who causes the accident.

  • Testimonial Img - RitaRita

    Craig Goldenfarb was honest and compassionate with me.

        
    "What made me feel good is when [Craig Goldenfarb] mentioned his mom went to law school, and I thought he must be very close with her. And I liked that about him. My thing with him was trust. He was so honest and compassionate with me.
    Watch Rita's Story
  • Testimonial Img - ShellyShelly

    They worked so hard on my behalf.

        
    "After my accident, I felt a lot of comfort knowing that I could get back to work and back to my life, knowing that someone was advocating on behalf of me. A colleague at work had recommended me to this firm, and I'm so happy I called. They worked so hard on my behalf.
    Watch Shelly's Story
  • Testimonial Img - HaroldHarold

    Do yourself a favor and call Craig Goldenfarb.

        
    "After my accident, I couldn't do anything any more. I can't cut my grass, take care of my pool, or play golf anymore. Dealing with the insurance companies is a terrible - you don't know what you are doing. Do yourself a favor and call Craig Goldenfarb's office. This guy is a straight shooter. I would absolutely recommended him to anybody that needs a lawyer.
    Watch Harold's Story
  • Testimonial - Gwen - HeadshotGwen (Video)

    When I recommend somebody, I only recommend the best. And I recommend Craig Goldenfarb.

        
    "It's really scary when you're in an accident, especially when it's not even your fault. So to find someone like Craig Goldenfarb to help me get my life back on track has been an immense blessing. When I recommend someone to somebody, I only recommend the best. And I would absolutely recommend Craig Goldenfarb to anybody.
    Watch Gwen's Story
  • Testimonial Img-MurielMuriel

    I would describe the process as a relief and a weight off my shoulders.

        
    "My boyfriend and I were t-boned by a driver who wasn't paying attention. All I remember is being tossed around in the passenger seat. It was terrifying. I began to seek medical treatment, and someone who had seen my type of injuries before recommended that I call Craig Goldenfarb. I didn't call right away; but a few weeks later, I began to receive things in the mail from the insurance company, and that's when I thought it was time to call. Now that my case is resolved, I would describe the whole experience as a relief, thanks to Craig Goldenfarb.
    Watch Muriel's Story
  • Testimonial Img - JeanJean

    I needed to protect myself, and that's why I called Craig Goldenfarb's office.

        
    "When I fell and broke my wrist, that seemed like the end of anything I was going to be able to do for the rest of my life. My daughter said, 'Mom, don't feel bad for yourself. You need a lawyer to protect you.' She was right. That's why I called Craig Goldenfarb's office.
    Watch Jean's Story
  • When I recommend somebody, I only recommend the best. And I recommend Craig Goldenfarb.

        
    "It's really scary when you're in an accident, especially when it's not even your fault. So to find someone like Craig Goldenfarb to help me get my life back on track has been an immense blessing. When I recommend someone to somebody, I only recommend the best. And I would absolutely recommend Craig Goldenfarb to anybody.
  • An honorable law firm

    "I can not say enough about the high caliber of people that work at Mr Goldenfarb's law firm. They are so incredible and have the clients best interest at heart. I would not recommend any other firm to represent me or my family.
    Karl Dierksen
  • I Love this company!

    I was very happy with the Law Offices of Craig Goldenfarb. I would use them again if I need an attorney.
    Janine Conigliaro
  • Great team!

        I fell at one of the local grocery stores 2 yrs ago. I have never sued anyone before and was clueless what to do. I saw the ad for the Goldenfarb Law Offices and called them. I told them the story and they took it from there. I was able to have my injuries taken care of promptly. This is the office to call!
    Sue C
  • Great Service

        "Company was amazingly stream lined. Very well managed the process was seamless
    Martin
  • I sing their praise from now on.

    "I fell in the mall about five years ago. I fell that I had a awesome team of attorney they were great thought out the hold time.patient kind some nice . I sing their praise from now on. The staff always pleasant great people. They really know their jobs.They have it together I will highly recommended their office. For any case.
    Deborah Jones
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